1E9 Funds makes it simple to get access to reliable, predictable capital based entirely on your credit score, and not who you know or your revenue history. 1E9 Funds optimizes your personal credit profile data to get you access to large rounds of funding. Once your profile is optimized, we connect you to our network of key decision makers at Grade A banks. We can generally get you 2x-5x amount of business financing than if you were to apply yourself.

We analyze and optimize your credit profile to get you the best possible terms. Businesses incorporated in the US that meet certain criteria, typically with at least $25,000+ monthly predictable revenue, may be eligible for a capital offer.

Once we finish reviewing your credit profile, we'll build a personalized plan for you to get funded which generally takes 48-72 hours. Based off how complex your credit profile is, we can typically get you funded in as soon as 2 weeks if your profile is already optimized and ready to be submitted to our network. For more serious cases (i.e. prior bankruptcy), it can take 3-4 months. Generally, it'll take 4-6 weeks to get you funded.

We act as long-term funding partners, and can get you 0% interest financing for 9-24 months on average through our network of lenders. If you continue to work with us for multiple funding rounds, we can help you extend the 0% interest for up to 60 months (or indefinitely). Often times, businesses need cash flow and upfront capital to grow, so the 0% interest is a great option for business owners who need the initial capital to get started, to invest in real estate or to purchase a lot of inventory.

We guarantee a minimum of $50,000 funded, or you don't pay. We aim to get as much funding for our clients as possible, so there is no hard limit. For new businesses, we aim for $50,000 to $250,000 funded. For more seasoned businesses and entrepreneurs, we aim for $250,000 to $1,000,000 in funding or more.

Your cost of capital will be a single upfront service fee with a success fee that we collect based on the amount of funding we can get you. There are no compounding interest charges, requirements for personal collateral, or penalties for late payments when sales are slow. Your fee is determined based on factors such as the health of your business, projected revenue, and sales volume and is calculated as a percentage of your advance amount. For example, if your fee is 10% on a $50,000 minimum amount of funding, then your fee will be $5,000. We strive for transparency and simplicity in our pricing structure, so you know exactly what to expect. No surprises.